San Luis Obispo, CA — Oral Surgeon Insurance and Payment Information

Understanding your insurance and payment options

Your insurance plan has an impact on your decisions. We identify your coverage before your consultation, help you use your dental benefits, and tell you the cost before you commit.

Whether we’re in- or out-of-network depends on your specific plan; we’re in-network with a few and out-of-network with others. Either way, we identify your coverage before your consultation, help you understand and use your dental benefits, and give you a written estimate before you agree to anything. For procedures with a medical component, we help you understand your medical benefits and how to use them. And if you’d rather spread the cost, third-party financing is available.

How insurance works here

Whether we’re in- or out-of-network depends on your plan. We check your coverage before your consultation and walk you through what it’s likely to look like for you, in plain terms. This means insurance is something you understand, not a wall you hit. Many patients have dental benefits that apply to oral surgery.

How we help you use your benefits

Our front office helps you navigate your dental insurance: what your plan may cover, what documentation you’ll need, and how it gets submitted. For procedures with a medical component, we help you understand your medical benefits. We have team members dedicated to managing insurance, so you’re not left to figure it out alone.

Estimates up front

Before you commit to a procedure, you get a written estimate at your consultation: what the surgery involves and what it will cost. If there’s a question about whether a step is worth it for you, Dr. Janette will discuss it with you. We know cost weighs on these decisions, and we want you to feel informed and comfortable before moving forward.

Financing

For patients who’d rather pay over time, third-party financing is available, with a few options to fit different needs. Our office can help you through the process.

Why it matters

Cost is the quiet reason a lot of people put off surgery they need. We’d rather you understand your benefits, hear the real number, and decide with clear information than avoid the conversation. The estimate is in writing for exactly that reason.

Common questions

Have questions about coverage?

Request a consultation. We’ll identify your coverage, walk you through your benefits, and give you a written estimate before anything is decided.

Call Request Consultation